How to use Alipay without Chinese bank account?

Wondering how to make online payments in simple and faster ways but do not have a Chinese bank account? Well, this article is meant to sort this problem for you because we are going to delve deeper into this here in this informative post. But, before carrying forward our discussion on using Alipay without Chinese bank account, let us find out some essential details about Alipay. One must be aware of the fact that Alipay is a pioneer in making online transactions better and faster with its safe encryption methods and much more.

Alipay without Chinese bank account

What is Alipay and why you need a Chinese bank account to use it?

In simpler terms, we can say that Alipay works just similarly to any other payment applications that are available around the world. The only difference being it is a payment application that has been developed for the residents of China. But, there is one good thing about this app. Unlike other payment applications in China, this app allows users who are not Chinese residents to make payments even if they do not have a Chinese phone number. The platform has gained so much popularity that it has become one of the highly used e-wallet services. Therefore, a lot of users wish to use this payment system instead of any other.

Now is the time to learn how to use Alipay without Chinese bank account.

Can you use Alipay without a Chinese Bank account?

In case you are wondering if you can use Alipay without having a Chinese bank account, then yes you can easily do so. The all-new feature of Alipay lets you make use of the 90-day tour pass service. This feature can only be availed by those who visit China for a short term. You can simply link your bank outside of China with it and get started to make payments.

Learn to make an Alipay account without Chinese bank account

  1. Open the App Store or Play Store on your device.
  2. Launch the application.
  3. And, select your language.
  4. After that, choose your country or region.
  5. Then, enter your mobile number.
  6. Click on the agreement.
  7. Select the “Sign Up” button.
  8. You will receive a verification code.
  9. Enter the same code.
  10. Select “yes” to opt for the Alipay Global version.

The method to use Alipay without Chinese bank account

  1. The first thing you have to do is log in to Alipay.
  2. After that, tap on the “Tourpass” option.
  3. Then, choose your current country.
  4. Enter your passport number.
  5. Input your name and DOB.
  6. Enter your birth details.
  7. Take a photo of your passport and upload it.
  8. Enter your credit card details.
  9. Top money in your Alipay wallet.
  10. You are all set.

How to top-up your Alipay wallet?

In order to use Alipay for making payments, you must top-up your Alipay account by using the instructions given below:

  1. Log in and select “TourPass.”
  2. Now, select a top-up amount.
  3. Provide your card details on the given page.
  4. Enter all the other necessary details.
  5. For more information, visit


Thus, we have successfully discussed the ways to use Alipay even if you do not have a Chinese bank account or phone number. Apart from this, we have also had a glance at creating an Alipay account without a Chinese bank account. Moreover, we have also discussed the way to add funds to the Alipay wallet so that you can spend it. So, that was all about using Alipay without a Chinese bank account.

Frequently Asked Questions:

  1. Can foreigners use Alipay outside China?

Yes, those users who are not residents of China and also do not have a Chinese phone number can use Alipay for a maximum of 90 days. The Alipay TourPass allows you to create a visitor account. This service is specifically made available for users who wish to use Alipay while they are making payments.

  1. How can I top up Alipay without a China bank account?

You can easily top up your Alipay wallet even if you do not have a Chinese bank account. All you have got to do is, create an account and then choose your region. After that, you need to add a card to it in order to start making payments.

Add a Comment

Your email address will not be published.